Xcel Financial Team


Sample Image

Eddie Garcia

Eddie has successfully established himself as a leader in the industry as an independent home loan provider offering mortgage plans tailored to meet the immediate and long term needs of current and future homeowners.

Read More

Sample Image

Tracie Garcia

Principal Owner Tracie provides our team with the highest level quality in administrative, organization and customer service relations possible. She implements proven effective and...

Read More

Sample Image

Cristie Walk

Cristie comes to our team with years of mortgage banking experience and is actively involved in the processing aspect of our loans. Her eye for detail and organization skills contribute to the success of our company greatly.

Read More

Sample Image

Cindy Judd

Cindy began her career in real estate in 2005 but always had an interest in the financial side of the industry. She became a junior loan originator and joined the team at Xcel Financial. She enjoys working with current and future homeowners and helps...

Read More

Sample Image

Krista Noble

Krista delivers excellent customer care with attention to detail and communication with clients. She manages customer correspondence and enjoys helping the office keep in touch with clients beyond the...

Read More

Sample Image

Dean S. Berrett

Dean has owned and operated Berrett Mortgage Services from Park City, Utah since 1986. He recently merged his company with Xcel Financial and will operate as our new Park City Branch. His 30 years...

Read More

Sample Image

Sydnee Grace Morrison

Sydnee was mentored into the real estate industry by her father at a young age. Her passion for assisting people achieve homeownership, is second nature. She was always considered a ‘numbers girl’, and found the financial side to be the perfect fit...

Read More

Sample Image

Aaron B Allen

Aaron has assisted many individuals and families in purchasing and refinancing their homes. His business comes from repeat clients, client referrals, and realtor partners. Having honesty ...

Read More

Sample Image

Blair Seely

Blair began her career as a loan processor, working side by side with experienced mortgage professionals, allowing her to explore the different facets of the mortgage business such as origination, title services, and homeowners insurance. 

Read More

Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available. We are able to assist in the financing of the following loan programs:

  • Conventional Fixed Rate Loans
  • Fixed Period ARM Loans
  • Jumbo Loans
  • FHA Purchase and Streamline Loans