• 			     “No matter what type of loan you need, we’re with you every step of the way” 

     

    “No matter what type of loan you need, we’re with you every step of the way” 

  • 			     “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

     

    “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

  • 			    Xcel Financial

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21/Aug/2019

You may think that as a “newbie” you’re at a disadvantage for buying a home, but in reality, you’re in an advantageous position –especially when it comes to government-funded home loans.

Super-Charged Home Loans for First-Time Homebuyers

14/Aug/2019

Poor credit is not a permanent situation. Starting right now, you can increase your chances of getting approved for a loan by raising your credit score.

“I Have Bad Credit. Can I Still Get A Mortgage?”

07/Aug/2019

What’s the best way to use your renovation loan? The easy answer is to invest in projects that will either reduce your costs in the long-run or increase your property value.

The Best Way To Use Your Home Renovation Loan

01/Aug/2019

The days of signing piles of paper and waiting weeks for a decision are over thanks to digital mortgage. But that's not the only thing that will be different this time around. For this purchase, you're also juggling the sale of your first home while you shop for your next.

What to Expect When You're Buying a Home While Selling Your First Home

25/Jul/2019

Read on for in-depth guidance with purchasing a property jointly.

Joint Mortgage vs Joint Ownership: Do You Know The Difference?

17/Jul/2019

Since pre-approval is so advantageous, you want to make sure that it's still valid when you make an offer. After all, falling in love with a home can sometimes take a few weeks. So the question is: For how long is a mortgage pre-approval valid?

Mortgage 101: For How Long is My Pre-Approval Valid?

Your Utah Mortgage Team
 Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available.

We are able to assist in the financing of the following loan Programs

  • Conventional Fixed Rate Loans 
  • Conventional Fixed Rate Loans
  • Fixed Period ARM Loans
  • Streamline Loans
  •  Jumbo Loans
  • FHA Purchase 
  •  VA Loans
  • USDA Purchase Loans

  Call us today for a FREE mortgage consultation! We are here to deliver loan proposals which fit your needs and have a commitment to quality, service, and on-time closings. 

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