• 			     “No matter what type of loan you need, we’re with you every step of the way” 

     

    “No matter what type of loan you need, we’re with you every step of the way” 

  • 			     “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

     

    “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

  • 			    Xcel Financial

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20/Feb/2020

Learn more about deferring your mortgage payment, and please contact us for more specific questions about qualifying criteria.

Can I Defer a Mortgage Payment?

14/Feb/2020

With tax season soon upon us, we wanted to share some of the lesser-known tax benefits of owning a home. Since we’re mortgage experts (not tax experts) Did you miss out on the tax breaks for 2019? Not to worry! You can still benefit in the coming year! Come to think of it --the sooner you purchase a home, the longer you can rake in those benefits!

The Surprising Tax Savings Of Being a Homeowner

06/Feb/2020

Choosing your neighborhood should be considered just as carefully as the home when you're in the market to purchase a house. Just like moving in with a roommate, communities have habits and personalities --some of which may not be the right fit for you and your family.

Home Shoppers - This Is How To Choose Your Ideal Neighborhood

29/Jan/2020

This article gives you a general idea of what to expect should you cancel your home purchase agreement after it's accepted. However, it should not take the place of professional legal advice.

Can you back out of a home purchase offer after it's accepted?

23/Jan/2020

This article will focus on the closing costs that you can expect to pay when you buy a property.

Breaking Down Mortgage Closing Costs

15/Jan/2020

To help reduce the stress of the unknown, we've broken down the timeline to buying a home in this step-by-step guide.

The Ultimate Home Shopping Guide for First-Time Homebuyers

Your Utah Mortgage Team
 Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available.

We are able to assist in the financing of the following loan Programs

  • Conventional Fixed Rate Loans 
  • Conventional Fixed Rate Loans
  • Fixed Period ARM Loans
  • Streamline Loans
  •  Jumbo Loans
  • FHA Purchase 
  •  VA Loans
  • USDA Purchase Loans

  Call us today for a FREE mortgage consultation! We are here to deliver loan proposals which fit your needs and have a commitment to quality, service, and on-time closings. 

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