• 			     “No matter what type of loan you need, we’re with you every step of the way” 

     

    “No matter what type of loan you need, we’re with you every step of the way” 

  • 			     “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

     

    “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

  • 			    Xcel Financial

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11/Dec/2019

The question of when it’s the right time to buy a home has been asked by countless. And the answer to that largely depends on what one means by “the right time.”

Is It The Right Time To Get a Home Loan? Find Out Now!

04/Dec/2019

If you have a low credit score or minimal downpayment, you may have heard that a government loan is a good option. But how true is that? Here’s what you need to know about FHA loans and whether it’s the right option for you.

Are FHA Loans a Good Idea? What You Need To Know

27/Nov/2019

Because we care about you and your family, please take a few minutes to read over the safety tips and share this article to ensure a safe celebration for everyone!

Thanksgiving Holiday Safety Tips -Please Share!

20/Nov/2019

Most of the time, the goal is to put as little down as possible on a home, but paying more money upfront has its advantages. Here are just a few of them for you to consider.

The Advantages of a Large Down Payment

13/Nov/2019

The only thing worse than not getting the home you wanted is not getting it because of an avoidable mistake. While working with a real estate certainly helps -- and we recommend it -- buying decisions are ultimately in your hands, so you want to be as prepared as possible.

Don't Miss Out! Avoid These Mistakes When Bidding on a Home

06/Nov/2019

Moving closer to work sounds reasonable but is it actually worth it? That’s what we want to help you answer with this article. If any of the points below sound like you, then buying a home closer to work may be the best move you could make.

Purchasing a Home Closer to Work: Is It Right For You?

Your Utah Mortgage Team
 Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available.

We are able to assist in the financing of the following loan Programs

  • Conventional Fixed Rate Loans 
  • Conventional Fixed Rate Loans
  • Fixed Period ARM Loans
  • Streamline Loans
  •  Jumbo Loans
  • FHA Purchase 
  •  VA Loans
  • USDA Purchase Loans

  Call us today for a FREE mortgage consultation! We are here to deliver loan proposals which fit your needs and have a commitment to quality, service, and on-time closings. 

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