• 			     “No matter what type of loan you need, we’re with you every step of the way” 

     

    “No matter what type of loan you need, we’re with you every step of the way” 

  • 			     “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

     

    “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

  • 			    Xcel Financial

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01/Apr/2020

The most critical thing you can do to get your check fast is to make sure that you’ve done your 2018 and 2019 taxes. The government is looking to direct deposit checks over the next weeks and will use the direct deposit info they already have on file.

Your Guide to Getting Your Stimulus Check Fast

25/Mar/2020

With mortgage rates dropping, is it still a good time to refinance during the pandemic? Here's what you need to know about refinancing amidst the 2020 pandemic.

COVID-19 and Refinancing: Getting Access to Your Home Equity

19/Mar/2020

Here's what you need to know about COVID-19 and how it may benefit your home loan.

COVID-19 May Make Your Mortgage More Affordable

11/Mar/2020

The insights we’re about to share with you will help you get a better idea of how to manage your school loan as well as show how it’s possible to be a homeowner despite having student debt.

Insider Tips for Qualifying for a Home Loan with Student Loan Debt

06/Mar/2020

With mortgage rates at an all-time low, we’ve been refinancing many home loans, helping our clients to restructure their finances and saving them money in the process. Are you also considering refinancing your current mortgage for the first time? Here are some of the questions get about refinancing.

Mortgage Rates are at an All-Low --Should You Refinance?

28/Feb/2020

Read on to find out more about loan programs for low-credit home buyers as well as how you can improve your score to qualify for a lower interest rate.

Yes! Buying A Home With Low Credit Is Possible!

Your Utah Mortgage Team
 Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available.

We are able to assist in the financing of the following loan Programs

  • Conventional Fixed Rate Loans 
  • Conventional Fixed Rate Loans
  • Fixed Period ARM Loans
  • Streamline Loans
  •  Jumbo Loans
  • FHA Purchase 
  •  VA Loans
  • USDA Purchase Loans

  Call us today for a FREE mortgage consultation! We are here to deliver loan proposals which fit your needs and have a commitment to quality, service, and on-time closings. 

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