• 			     “No matter what type of loan you need, we’re with you every step of the way” 

     

    “No matter what type of loan you need, we’re with you every step of the way” 

  • 			     “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

     

    “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

  • 			    Xcel Financial

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28/May/2020

For real estate investors, waiting for the market to stabilize is usually the way to go. But considering the current pandemic, stabilizing could take some time. And with so much real estate opportunity on the horizon (and currently), waiting may not be something you want to do.

Tips for Investing in Real Estate During A Recession

20/May/2020

Springtime is the most popular time for homeowners to list their homes for sale. However, given the health crisis (and financial crisis for many), you may be wondering if it's still a good idea to sell your home this spring. What are the pros and possible pitfalls of selling your home during the COVID outbreak?

Pro and Cons of Listing Your Home For Sale During the COVID Outbreak

13/May/2020

Your credit plays a key role in financial opportunities, today and in the future. Understandably, the current pandemic environment is making it more challenging. But still, there are actions you can take to protect your credit.

A Pocket Guide to Protecting Your Credit During Coronavirus

06/May/2020

We're several weeks into the shelter-in-place orders, and despite social distancing, homes are still being listed, shown, purchased, and sold. How? By using touchless technology!

Touchless Closings: Getting a Mortgage and Buying A Home With Social Distancing

29/Apr/2020

Unfortunately, our unemployment rate has risen significantly these past weeks, and it appears that it may continue this trend a bit longer before it starts to de-escalate. What does that mean for home buying hopefuls?

Can I Still Get A Mortgage If I Lost My Income Due to COVID-19?

22/Apr/2020

If you don't qualify for the CARES ACT or find that forbearance is not right for you, you may want to consider these alternatives.

Alternatives To Forbearance for Paying Your Mortgage

Your Utah Mortgage Team
 Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available.

We are able to assist in the financing of the following loan Programs

  • Conventional Fixed Rate Loans 
  • Conventional Fixed Rate Loans
  • Fixed Period ARM Loans
  • Streamline Loans
  •  Jumbo Loans
  • FHA Purchase 
  •  VA Loans
  • USDA Purchase Loans

  Call us today for a FREE mortgage consultation! We are here to deliver loan proposals which fit your needs and have a commitment to quality, service, and on-time closings. 

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