• 			     “No matter what type of loan you need, we’re with you every step of the way” 

     

    “No matter what type of loan you need, we’re with you every step of the way” 

  • 			     “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

     

    “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

  • 			    Xcel Financial

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02/Jul/2020

Refinancing with a low credit score isn't the ideal position, but it is possible. Here's everything you need to know about refinancing into a lower rate mortgage while having bad credit.

Is Refinancing With Poor Credit Possible?

24/Jun/2020

Understandably, money has been tight for many Americans in this COVID economy, and many homeowners were late on their payments. If this sounds like you, you may be wondering what the short and long term consequences are when you pay your mortgage late.

How Long Will It Take For Your Credit to Repair After A Late Mortgage Payment?

17/Jun/2020

From Home Equity Loan to lines of credit to refinancing, you have several options for financing your home improvements --even if you're not selling your home!

Should You Get Your Home

10/Jun/2020

Property taxes are a given when you own your property. Some homeowners choose to roll the taxes into their mortgage payment and let the lienholder pay when they are due. However, some prefer to pay it themselves. Here is what may happen if you do not pay your property taxes.

What Happens When You Don't Pay Property Taxes?

04/Jun/2020

Not everything that you've heard about foreclosing is true. Here are the most common misconceptions about the process.

7 Myths About Foreclosure -- There's Good News!

28/May/2020

For real estate investors, waiting for the market to stabilize is usually the way to go. But considering the current pandemic, stabilizing could take some time. And with so much real estate opportunity on the horizon (and currently), waiting may not be something you want to do.

Tips for Investing in Real Estate During A Recession

Your Utah Mortgage Team
 Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available.

We are able to assist in the financing of the following loan Programs

  • Conventional Fixed Rate Loans 
  • Conventional Fixed Rate Loans
  • Fixed Period ARM Loans
  • Streamline Loans
  •  Jumbo Loans
  • FHA Purchase 
  •  VA Loans
  • USDA Purchase Loans

  Call us today for a FREE mortgage consultation! We are here to deliver loan proposals which fit your needs and have a commitment to quality, service, and on-time closings. 

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