• 			     “No matter what type of loan you need, we’re with you every step of the way” 

     

    “No matter what type of loan you need, we’re with you every step of the way” 

  • 			     “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

     

    “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

  • 			    Xcel Financial

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14/Nov/2018

Instead of simply moving to a lower-priced neighborhood, many are choosing, instead, a secondary Boomtown --a town that is up and coming but whose cost of housing is still relatively low.

Housing Market is Hot in the New Boomtowns

07/Nov/2018

Home values change pretty quickly, which makes it tricky to get an accurate home value estimate without a professional. Whether you're thinking about selling in the future or just curious, there are ways to find out the value of your home in a less official manner.

Five Quick Ways to Estimate Your Home's Value

31/Oct/2018

As exciting and welcoming as the new career may seem, as a homeowner, you might start to wonder whether it’s the right choice or whether it’s worth it. Our office often hears from others in situations just like this --weighing their options for selling their home and relocating for a new job. Here are some things to think about before you decide for or against relocating for work.

Homeowners --Should You Relocate For A New Job?

24/Oct/2018

Did you know that you also play an essential role in making your loan close fast? Here are the most common causes that delay home loan approval and closing.

Avoid These Mistakes That Delay Closing Your Home Loan

17/Oct/2018

How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post will unpack your mortgage payment so you know what you're paying for each month.

Unpacking and Understanding The Mortgage Payment

10/Oct/2018

Reverse mortgage versus a traditional mortgage --is one better than the other? The answer is that it depends on the situation. They have many similarities, but there are a few key differences that make reverse mortgages a better choice than a traditional mortgage. Or vice versa.

Is A Reverse Mortgage Better Than A Traditional Mortgage?

Your Utah Mortgage Team
 Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available.

We are able to assist in the financing of the following loan Programs

  • Conventional Fixed Rate Loans 
  • Conventional Fixed Rate Loans
  • Fixed Period ARM Loans
  • Streamline Loans
  •  Jumbo Loans
  • FHA Purchase 
  •  VA Loans
  • USDA Purchase Loans

  Call us today for a FREE mortgage consultation! We are here to deliver loan proposals which fit your needs and have a commitment to quality, service, and on-time closings. 

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